| |
|
|
|
|
|
|
|
Supplemental
Accident Coverage
Fully Insured Accident Plans
Up
to $10,000 in Supplemental Accident Coverage per Family Member.
The perfect complement to a Health Savings Account.
All online applications are 100%
secure using SSL certified 128-bit encryption.
Since
the average trip to the emergency room can cost hundreds or thousands
of dollars, an accident plan is a perfect complement to a high
deductible HSA-qualified health insurance plan. An
accident plan will reduce your deductible for an accident to only
$100. Any benefits paid for by your accident plan will also
go towards satisfying your family’s annual deductible for your
HSA plan.
ColoHealth
offers three different accident plans, each with only a $100 deductible:
- $5,000
Accident Plans - These plans offer $5,000 of coverage
per person any time you suffer an accidental bodily injury.
The individual plan is available from Wholesale Benefit Association
and cost $22 per month with a one-time $10 application fee.
The family plan is available from Affordable HealthCare Options
(AHCO) and cost $24.95 per month with a one-time $30 application
fee.
- $10,000
Accident Plan - This plan from US Benefits Advisors
offers $10,000 of coverage per family member any time you suffer
an accidental bodily injury, for just $39.95 per month, plus a
one-time $25 application fee.
To pick the
plan that is right for you, please review the following details
of each plan.
|
|
|
|
|
$5,000
Accident Plan
Up
to $5,000 in Supplemental Accident Coverage per Family Member
Coverage
Information
Accident
Medical Expense Benefit *
Amount: $5,000
- subject to a deductible of $100.
The individual coverage is available through Wholesale Benefit
Association and the family plan is available from Affordable
HealthCare Options (AHCO). They cover worldwide for
24-hours per day, and offers $5,000 of coverage per family member
anytime someone suffers an accidental bodily injury.
Note: the
AHCO family plan is not available in CT, MT, OR, SD, VT, WA or
WY. For these states, please see this accident
plan.
| *
|
The
Accident Medical Expense Benefit Amount is payable
on an excess basis. WBA will determine the Reasonable
and Customary charge for the covered Medical Expense.
They will then reduce that amount by amounts already paid
or payable by any other plan from which the insured person
is entitled to receive benefits. They will pay the resulting
amount, subject to a $100 deductible, plus amounts
paid by the insured person to satisfy cash deductibles or
coinsurance amounts. Organized sports for ages 18 and
older are excluded. In no event will they pay more than
the $5,000 per accident. The policies includes limitations
and exclusions. Please refer to the Master Policy for
all insurance provisions.
|
Rate
Information
|
$5,000
Accident Plan
|
|
Individual
|
Family
|
$22/month
|
$29.95/month
|
|
|
Plus
one-time application fee
|
|
Online
applications are 100% secure using SSL certified 128-bit encryption.
$10,000
Accident Plan
Up
to $10,000 in Supplemental Accident Coverage per Family Member
Coverage
Information
Accident
Medical Expense Benefit*
| |
Amount:
$10,000 per occurrence, subject to a deductible of $100.
Up to
$10,000 for Each Family Member, Per Occurrence for
Medical Services
- Use
Any Doctor, Emergency Room or Hospital
- Pays
Directly to You Unless You Assign Benefits
- $100
Deductible
Accident
Plan $10,000 is marketed through US Benefits
Advisors. It offers $10,000 of coverage per family
member anytime you suffer an accidental bodily injury.
|
Rate
Information
|
$10,000
Accident Plan
|
|
Individual
|
Family
|
|
$39.95/month
|
$39.95/month
|
|
|
Plus
one-time $20 application fee
|
|
*
All online applications are 100% secure using SSL certified 128-bit
encryption.
|
|
|
 |
|
|
|
|
|
|
|
|
|
