Fred Adams - Colorado Health Insurance Expert
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Why Fred Adams Has Been Called
"Colorado's Best Health Insurance Consultant"

Fred Adams

Hi.  My name is Fred Adams, and I’d like to congratulate you on finding ColoHealth.  You will join hundreds of other individuals and families throughout Colorado who have benefited from our decades of experience as we help you get enrolled in the best plan for your needs, at the lowest cost.  You will save time and money, and the process will be easy and hassle free.

I have been in the health insurance business since 1988, personally meeting one-on-one with thousands of individuals and families over the years. I’ve also served as Vice President of a consulting firm, specializing in training insurance professionals to run their businesses and their lives more effectively.  After several years working with high paid financial planners and insurance agents, I was ready to get away from working with such prima-donnas.  I wanted to get back to helping the average American, those who could really benefit the most from my years of experience.

Though this may sound like I'm blowing hot air, the simple fact is that I get far more personal satisfaction out of helping others than I do from getting a paycheck to do so.  I'm not looking to work in a soup kitchen or anything like that, but from the comforts of my office (or wherever I am) I find I'm able to simply share the knowledge I've gained over the past 18 years.  I like to put things in a simplified and clear way so that the average person who knows little about health insurance can find it easy to understand.  Though sometimes they do not like the reality that they face, I feel good when I help someone sort through a myriad of options, and am able to help them find the best possible choices for their personal scenario.  Often times, the solution I come up with is something they would have never thought to do themselves, no matter how much they know, or how much homework they do (my outside the box thinking can be invaluable).

"There are many things that really set you apart from other insurance consultants."

"There are many things that really set you apart from other insurance consultants.  These include your communication ability, both written and spoken, and your non-manipulative approach to providing useful information.

Quality customer service is all but gone in today's automated and formulaic "service" economy.  It is nearly non-existent in the insurance industry.  But the personalized service I've received has been excellent: responsive, informative, clear, and helpful.

I have told a lot of my friends about you.  I have never recommended an insurance consultant before but I told people just because it was such a pleasurable positive experience.  Their question is: "What other states can you provide service to?"

 Joy A.
Research Consultant
Fort Collins, CO

Read More...

Joy is one of hundreds of satisfied customers I have all over the state.  You can read more comments on our Testimonials page.  What you’ll see that stands out most is the praise about the superior customer service our clients receive.  I care about their situation, and I do everything I can to make sure that they get the coverage they need - quickly, easily, and without frustration.

My Other Life: Moonlighting As A Freelance Music Journalist

Fortunately my life is about more than just health insurance.  In my spare time I enjoy a career as a freelance writer, specializing in covering the music and entertainment business. I’m proud to say that I now have over 1,000 published stories.  I write a feature column ("Friend Named Fred") in each issue of An Honest Tune.  This magazine started as a spin off of another one of my projects, The Panicle, a newsletter devoted to covering the early stages of the career of Widespread Panic, the Athens, GA super band.  (I’m kind of considered the official video historian of the band, as evidenced in their 2002 documentary "The Earth Will Swallow You," which contains footage I had shot more than a decade ago.)

I have decided to put up an archive of my most popular articles in the On the Road with Fred section of this website.  There you’ll find my thoughts and musical experiences with Widespread Panic, Phil Lesh, Tishamingo, Les Paul, Robert Plant, Pearl Jam, Led Zeppelin, Gov’t Mule…

With this health insurance business, we have set up a system that I think provides the best of all worlds.  Because instant quotes, comprehensive information, and online applications are provided on our website, you have the convenience of doing it all yourself, without ever having to talk to anyone. We represent many companies, so that you can choose the option that provides you the best value for what you’re looking for.

However, unlike with large online health insurance companies where you get a different operator every time you call, we have a small team here to provide unbiased information and advice if you need help making a decision.  You can contact us if you have a quick question, and one of us will get back with you as quickly as possible.  If you would like additional assistance in choosing a plan, we also have a limited number of times set aside each week for personal consultations.

Even people who apply on their own without speaking to me first will benefit from the "ColoHealth Fanatical Service Pledge."  Once you apply for coverage, we will keep in very close contact with the underwriters and keep you informed on the status of your application.  Because of our close attention to your application, our client’s policies usually get issued more quickly and with less likelihood of an unexpected exclusion.  If the insurance company does place an exclusion on a condition, we are very successful in helping our clients appeal these types of decisions.

Each year, we also offer to do our Annual Comprehensive Policy Review in which I will compare your plan to other available options to ensure your plan is still the best one for you.  Once someone has coverage with ColoHealth they never have to shop their coverage again, because we do it for them.  This saves them time and money, and makes their lives easier.

And I’m always here to answer your questions.  Simply put, we provide a level of service much higher than your typical insurance agency.  Apply for coverage today and prepare to be wowed.

Sincerely,

Fred Adams
The Colorado Health Insurance Expert
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