Choosing the Health Plan Best For You
Available Colorado Health Insurance Plans
ColoHealth is proud to be certified as an authorized agent by Connect for Health Colorado – Colorado’s health insurance exchange marketplace. This means we can help you apply for tax credits that may reduce your premium by 80% or more. We can also help you apply off the state exchange if you do not wish to apply for premium assistance.
Access Health Colorado
New Health Ventures, Inc. brings affordable health coverage to Colorado with Access Health Colorado. This locally-operated nonprofit organization serves over one half million Coloradans who are now eligible for health coverage under the Affordable Care Act.
Access Health Colorado plans offer Gold, Silver and Bronze options including children’s dental coverage and are sold only on the Connect for Health Colorado Exchange.
Anthem BlueCross BlueShield
A long-recognized leader in health insurance, Anthem Blue Cross and Blue Shield Colorado offers its HMO Colorado ACA-qualified health plans on the exchange. Anthem’s HMO Colorado includes metal tier plans in the Gold, Silver, Bronze and Catastrophic categories.
Anthem offers solely HMO plans on the Connect for Health Colorado exchange, so if you wish to see a particular doctor, make sure ahead of time that he or she is in your Anthem HMO network. Anthem PPO plans are also available outside the exchange, typically at premiums of 30 to 35 percent higher.
MyCigna Health Plans
Cigna health plans have remained the popular choice through the years for individuals and families looking for affordable preventive and wellness options. The company’s MyCigna health plans offer Gold, Silver and Bronze ACA-qualified plans; Cigna also offers HSA-qualified options.
For people experiencing large medical bills, Cigna's Health Flex 1900 PPO Gold plan most often offers coverage with the lowest possible out-of-pocket spending limits (with certain restrictions on non-preferred brand name prescriptions).
MyCigna plans are available both on and off the Colorado Marketplace.
Colorado Choice Health Plans
Offering Bronze, Silver and Gold plans on and off the exchange, Colorado Choice also offers the Catastrophic option for adults under 30 and those who had their 2013 plans cancelled. HSA-qualified plans are also available.
Colorado HealthOP is a nonprofit health insurance cooperative created exclusively for Colorado residents. Governed by members, this co-op health plan carrier invests funds that exceed operating costs into member incentives and other services. With Colorado-themed plan names like Bison, Bear, Bighorn and Bobcat, the carrier offers its members affordable options (on or off the exchange) in the Gold, Silver, Bronze and Catastrophic coverage levels (on-exchange only).
In most areas of the state, Colorado HealthOp offers the lowest-priced PPO plans available.
Denver Health Medical Plan
Denver Health was established in 1977 and serves the Denver area with renowned specialized medical care among its respected levels of care.
The Denver Health Elevate plans are only offered on the Connect for Health Colorado exchange in the form of basic and expanded Gold- and Silver-tier plans.
Humana Health Plans
Known for its competitive rates and exceptional customer service, Humana Health Insurance plans have long been a popular choice for Coloradans. Now offering ACA-qualified health plans, Humana provides even more preventive services for individuals and families.
Humana exchange plans are HMOs, so be sure to check that your providers are in the Humana HMO network. You can enroll in a Humana PPO outside the Connect for Health Colorado exchange, at a higher premium (typically 30 to 35 percent higher than HMOs). Off-exchange plans include options for children’s dental coverage as well.
Kaiser Permanente Colorado
Kaiser Permanente Colorado is consistently ranked with the highest customer satisfaction ratings and is the largest nonprofit health insurance provider in Colorado. Established in 1945, Kaiser Permanente continues to offer consumers a fully integrated model of physicians and facilities that are all in-sync with the patient’s vital information for clarity of care.
Kaiser Foundation Health Plan of Colorado (KFHP CO) offers a large number of plan options across Gold, Silver and Bronze metal tiers, as well as catastrophic plans for those who qualify.
In nearly all parts of Colorado, Kaiser offers the lowest monthly premium available. Since Kaiser’s plan network is an HMO, be sure to check to verify that your desired physician is a Kaiser provider if that is a concern for you.
Kaiser Off-Exchange plans can include dental options as well. Check out the large variety of options both on and off the exchange.
Rocky Mountain Health Plans
Rocky Mountain Health Plans (RMHP) has been providing quality health insurance exclusively in Colorado for more than 30 years, so it knows the area’s residents and their health care needs. It offers statewide PPO plans and three regional HMO’s (Denver, Colorado Springs and Mesa County). RMHP offers plans outside the exchange as well, except for those in Mesa County.
All Savers Individual Plans
UnitedHealthcare plans underwritten by All Savers are available only on the Connect for Health Colorado Marketplace. UHC plans include all four metal plans (Platinum, Gold, Silver, Bronze) plus a Catastrophic plan as well that will satisfy coverage for those who had their plans cancelled or are under the age of 30. Also offered are HSA-qualified health plans. Note that UHC All Savers plans are HMO network-based. These on-exchange plans do not include access to the carrier’s larger PPO network.
Off-Exchange Only Coverage
The carrier listed below only offers Affordable Care Act plans off the Connect for Health Colorado marketplace, meaning premium assistance is not available on this plan.
Assurant’s ACA-qualified CoreMed Health Plans are available only outside the Connect for Health Colorado. Offering Bronze, Silver and Gold plans, Assurant delivers the 10 Essential Benefits required by the ACA through a large provider network.
Choose from coverage options that all include preventive care (and children’s dental and vision care).
How to Authorize ColoHealth as Your Agent on the Connect for Health Colorado Marketplace
If you are already enrolled in a plan through the Connect for Health Colorado Marketplace, you can authorize your ColoHealth Personal Benefits Consultant to be your official representative so they can represent you and help you with any issues.
Your company called back promptly with a quote well below the cobra payments I was making for the same coverage"
" I had trouble with local agents returning my call so I went online to search for health care insurance options. Your company called back promptly with a quote well below the cobra payments I was making for the same coverage.
Yes, I would recommend your product to others.”
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