Words From Our Clients:
I have been very satisfied with my customer service from ColoHealth. Tim Holt was very pleasant and helpful over the phone and gave me personal and individualized advice."
"Leslie Jablonksi's expertise, patience, and communication were of great help."
Grand Junction, CO
Choose the Best
Health Plan for You
We make choosing a health insurance plan as easy as possible. The most important thing to consider is the Coverage and Premium. You should also look at the PPO network the insurance company uses. Having access to a PPO network can mean substantial discounts in what you pay for your health care, even before you meet your deductible. And if you have a pre-existing health condition, the Underwriting practices of the insurance company should be considered. (If you'd like more detailed information on How to Buy Health Insurance, please see our Consumer's Guide, or request a copy of our special report, Colorado Health Insurance Made Easy.)
Because we offer over 300 plans from many different insurance companies, you’re able to shop the competition to find the best rates for the coverage you need. The Instant Quote page gives quotes for all of the plans listed below. For quotes on plans that qualify for tax credits (available to people earning less than 400% of the federal poverty level), click here.
We Help You Choose the Best Health Insurance Plan—at No Extra Cost!
We believe in making it easy to find great health coverage at a great price—and we don’t believe in charging you for that convenience! At ColoHealth, we provide all of the information you need in one place and make the whole process simple and free.
We know that the type of coverage you need and the plan’s premium rates are the two most important elements you’ll consider in choosing a health care plan. That’s why we recommend you look at an insurance company’s PPO network for significant discounts. These discounts can greatly reduce your out-of-pocket expenses, even prior to meeting your deductible.
If you have a pre-existing condition, you should ask questions about the company’s underwriting practices. We can answer any questions you have. Just see our Consumer's Guide or order a copy of our special report, Colorado Health Insurance Made Easy.
ColoHealth offers more than 300 insurance plans carried by numerous insurance companies. We comparison-shop for you with an eye on our goal to find you the very best coverage unique to your needs at the most affordable rates.
You’re invited to visit our Instant Quote page to see quotes for all the plans we offer. Again, there is never any obligation to buy—our services are always free.
For price estimates on Colorado health insurance exchange plans that qualify for a tax credit, visit our Health Insurance Exchange page.
All companies listed also offer plans that are eligible to work with a Health Savings Account.
We also strive to help individuals and families in Colorado reduce their medical expenses in many different ways. See our Additional Benefits page for information on how to get prescription drugs and lab testing at wholesale costs, learn about a service that will renegotiate your hospital bill after your PPO discount, and much more.
How to Sign up for Coverage
The Anthem Blue Preferred plan includes doctor visits, prescription drugs, vision, an accident benefit, and of course, surgery and hospitalization. The coverage and rates are excellent, they have what is probably the widest PPO network in the state of Colorado, and their reputation is outstanding. This is our most popular policy, and for most people offers the best value on the market for a full-coverage plan.
The Anthem HSA plan is eligible to pair with a Health Savings Account, and is the most popular HSA plan we offer. This plan pays 100% (or 80% of the first $20,000 and then 100%) up to $2,000,000 in eligible expenses.
Tonik is a value-priced plan that includes copay coverage for doctor visits and generic drugs, and includes dental coverage. This plan is geared toward the young and healthy.
has an "A" (Excellent) rating from
Best Company, an independent insurance rating organization.
Assurant Insurance Company, formerly known as Fortis, has an "A" Excellent rating from the A.M. Best Company, an independent insurance rating organization. Our most popular Assurant Insurance plan is the Assurant SaveRight HSA, a high-deductible plan which can be paired with a Health Savings Account, which can dramatically lower your health insurance premium as well as your income taxes.
The other Assurantt plan that is very popular is the Assurant RightStart plan. This plan offers coverage with copayments for things like doctor visits and prescription drug coverage, but has stricter limitations on lifetime limits and other benefits. The result is a plan with much lower premiums than is typical.
Assurant Health markets products underwritten by Time Insurance Company. More complete details can be seen by going to the Assurant Insurance Company page.
Celtic is rated "A-" (Excellent) by the A.M. Best Company, an independent insurance rating organization. This rating, released in 2005, is based on financial and operating performance. Celtic offers some of the most competitive rates on Health Savings Account plans.
most popular Celtic plan is the Celtic Basic, which is often a good low-cost
option. More complete details can be seen by going to the Celtic
Health Insurance page.
Humana Health Insurance plans offer excellent benefits and very competitive rates. The Humana One plan offers a very good value for a full service plan, especially for those who are willing to accept a limited number of doctor office visits and a deductible for their prescriptions.
The Humana HSA plan works in conjunction with a Health Savings Account. It is a lower-priced HSA-compatible plan that includes coverage for doctor visits and prescription drugs, which is something many of the lower-priced HSA plans dont do. These plans are an even better value for families, because the spouse gets a 10% discount.
Humana has an "A-" (Excellent) rating by the A.M. Best Company, an independent insurance rating organization.
complete details can be seen by going to the Humana
Health Insurance page.
Our Long-Term Care Quote system will find the best long-term care policy and premiums for you or your loved ones.
More complete details and instant quotes can be seen by going to the Long Term Care Insurance page.
A maternity coverage rider will pay expenses related to a routine childbirth. Complications of pregnancy will normally be covered like any other illness, regardless of whether or not you have maternity coverage.
More complete details can be seen by going to the Maternity Health Insurance page.
Good for up to six months at a time, temporary health insurance policies offer lower rates than permanent policies. The advantage is the low premiums, the disadvantage is that after 6 months the plan ends and you must reapply for coverage.
More complete details can be seen by going to the Temporary Health Insurance page.
Your company called back promptly with a quote well below the cobra payments I was making for the same coverage"
" I had trouble with local agents returning my call so I went online to search for health care insurance options. Your company called back promptly with a quote well below the cobra payments I was making for the same coverage.
Yes, I would recommend your product to others.”
Loretta M. Brittain, CPA
Colorado Springs, Colorado