We also strive to help individuals and families in Colorado
reduce their medical expenses in many different ways. See
our Additional Benefits
page for information on how to get prescription drugs and lab
testing at wholesale costs, learn about a service that will renegotiate
your hospital bill after your PPO discount, ways to reduce your
taxes by paying for your health insurance through an HRA, and
much more.
How
to Sign up for Coverage
Please
visit our Consumer’s Guide
page to learn how to choose the right plan and how to apply for
health insurance coverage. Please don't hesitate to contact
us if you have a quick question.
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"Probably
the biggest thing that sets apart ColoHealth from similar
brokers is your attention to the customer and continued contact
to assure that the customer is getting what he or she needs
on a timely basis."
We
chose to do business with ColoHealth
because they represented the medical insurance coverage
available in Colorado for small businesses such as ours
with one to 50 employees.
The
service was quite good as ColoHealth
continued to follow up with us during the application process
and kept us informed on its progress. When a couple
of unusual circumstances arose regarding the application
Fred helped guide us on how to deal with the issues.
Probably
the biggest thing that sets apart ColoHealth
from similar brokers is your attention to the customer and
continued contact to assure that the customer is getting
what he or she needs on a timely basis.
We
would certainly recommend ColoHealth
to others.
Rick
Snow
HP
Creations
Livermore,
CO
Read
More...
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Anthem Blue Cross Blue Shield
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The
Anthem Blue Preferred plan includes doctor visits, prescription
drugs, vision, an accident benefit, and of course, surgery
and hospitalization. The coverage and rates are excellent,
they have what is probably the widest PPO network in the state
of Colorado, and their reputation is outstanding. This
is our most popular policy, and for most people offers the
best value on the market for a full-coverage plan.
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The
Anthem HSA plan is eligible to pair with a Health
Savings Account, and is the most popular HSA plan we offer.
This plan pays 100% (or 80% of the first $20,000 and then 100%)
up to $2,000,000 in eligible expenses.
Tonik
is a value-priced plan that includes copay coverage for doctor
visits and generic drugs, and includes dental coverage.
This plan is geared toward the young and healthy.
Anthem
has an "A" (Excellent) rating from
the A.M.
Best Company, an independent insurance rating organization.
More
complete details can be seen by going to the Anthem
BluePreferred page, the Anthem
HSA page, or the Tonik
page.
Time
Insurance Company
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Time
Insurance Company, formerly known as Fortis, has an "A"
Excellent rating from the A.M.
Best Company, an independent insurance rating organization.
Our most popular Time Insurance plan is the Time SaveRight
HSA, a high-deductible plan which can be paired with a
Health Savings Account, which
can dramatically lower your health insurance premium as well
as your income taxes.
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The
other Time plan that is very popular is the Time
RightStart plan. This plan offers coverage with
copayments for things like doctor visits and prescription drug
coverage, but has stricter limitations on lifetime limits and
other benefits. The result is a plan with much lower
premiums than is typical.
Assurant
Health markets products underwritten by Time Insurance Company.
More complete details can be seen by going to the Time
Insurance Company page.
Celtic
Health Insurance
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Celtic
is rated "A-" (Excellent) by the A.M.
Best Company, an independent insurance rating organization.
This rating, released in 2005, is based on financial and operating
performance. Celtic offers some of the most competitive
rates on Health Savings Account plans.
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The
most popular Celtic plan is the Celtic Basic, which is often a
good low-cost option. More complete details can be seen
by going to the Celtic
Health Insurance
page.
UnitedHealthcare
/ Golden Rule
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Golden
Rule is a 60-year old company with strong ratings ("A"
Excellent by the A.M.
Best Company, and "A+" Strong
by Standard & Poor's), indications of their financial
strength and stability.
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Our
most popular Golden Rule plans are the Saver Plans, which
are all designed for individuals and families willing to take
additional responsibility for routine health care expenses.
These plans have high deductibles, and often offer the lowest
premiums available, but do not cover most outpatient expenses.
The Golden Rule HSA Plan
is eligible to pair with a Health Savings
Account, and the Golden Rule Saver
80 is a low-priced catastrophic plan.
More
complete details can be seen by going to the UnitedHealthcare
/ Golden Rule page.
Humana
Health Insurance
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Humana
Health Insurance plans offer excellent benefits and very competitive
rates. The Humana One plan offers a very good
value for a full service plan, especially for those who are
willing to accept a limited number of doctor office visits
and a deductible for their prescriptions.
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The
Humana HSA plan works in conjunction with a Health
Savings Account. It is a lower-priced HSA-compatible
plan that includes coverage for doctor visits and prescription
drugs, which is something many of the lower-priced HSA plans don’t
do. These plans are an even better value for families, because
the spouse gets a 10% discount.
Humana
has an "A-" (Excellent) rating by the
A.M.
Best Company, an independent insurance rating organization.
More
complete details can be seen by going to the Humana
Health Insurance page.
World
Insurance Company
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Our
most popular World plans are their Traditional plans. They
are high-deductible plans that qualify for Health
Savings Accounts and offer significant tax advantages.
World Insurance Company has been assigned an rating of "A-"
(Excellent) by the A.M.
Best Company, an independent insurance rating organization.
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The
most popular World plans are the very high deductible catastrophic
plans. More complete details can be seen by going to the
World Insurance Company page.
Temporary
Health Insurance
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Temporary
Health Insurance plans are offered by Assurant, a Time Insurance
Company.
Good
for up to six months at a time, temporary health insurance
policies offer lower rates than permanent policies.
The advantage is the low premiums, the disadvantage is that
after 6 months the plan ends and you must reapply for coverage.
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More
complete details can be seen by going to the Temporary
Health Insurance page.
Student
Health Insurance
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Student
Health Insurance plans are offered by Assurant, a Time Insurance
Company.
Available
only to undergraduate students taking 9 or more hours, or
full-time graduate students, student health insurance policies
offer very low rates and outstanding value.
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More complete
details can be seen by going to the Student
Health Insurance page.
Maternity
Health Insurance
A
maternity coverage rider will pay expenses related to a routine
childbirth. Complications of pregnancy will normally be
covered like any other illness, regardless of whether or not you
have maternity coverage.
More
complete details can be seen by going to the Maternity
Health Insurance page.
Long
Term Care Insurance
Our
Long-Term Care Quote system will find the best long-term care
policy and premiums for you or your loved ones.
More
complete details and instant quotes can be seen by going to the
Long
Term Care Insurance page.
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