No Mandate to Purchase Health Insurance in Colorado

September 30th, 2018

Thanks to new tax laws scheduled to take effect on January 1, 2019, individuals will not be penalized for not purchasing a government-approved health insurance plan. While this is excellent news for millions living in America, four states are restoring the individual mandate: Vermont (in 2020), District of Columbia, Massachusetts and New Jersey. Several more states are also considering restoring this requirement. read more

House Bills to Expand HSAs

August 31st, 2018

In what many advisers call an overdue victory for America’s working class, the House Ways and Means Committee passed 11 bills to House in July that accomplish a myriad of goals. Aimed at providing Americans with an assortment of affordable health care options, each bill focuses on streamlining and increasing access to consumer-directed plans tied to standard Health Savings Accounts.

Although the Republican-led House can muster enough votes to push all 11 bills into Senate, a Democratic filibuster may stall further progression, though the expectation is that they’ll pass early next year. read more

Open Enrollment: The 2019 Health Saving Account Limits

August 2nd, 2018

Open Enrollment for 2019

Recent changes in the tax code and health care may have left you scratching your head about what it means for your tax liability and health insurance needs. Since the Affordable Care Act passed in 2011, the constant changes have left many consumers confused about what options are available to them in meeting the requirements of the law.

The annual open enrollment period for insurance (11/1/18-12/15/18) is an excellent yearly reminder for you to talk with your trusted Personal Benefits Manager (PBM) to review the best options for your health care needs and find out about changes that might affect you. read more

The Best Ways to Manage Dental and Optometry Expenses

June 28th, 2018

Our mission has always been to help people manage their risk related to medical expenses, minimize their costs, and make the process easy. It is what has led us to be the leading agency in the country specializing in HSA-qualified health insurance plans, as well as health sharing plans.

The very first step in our six-step Financial Protection Program is to make sure you know how you are going to handle medical expenses. For most of our clients, this is primarily from a health insurance or healthshare plan. read more

What You Need to Know About Aliera’s Group Healthshare Plans

May 30th, 2018

With Obamacare prices continuously rising, many Americans are seeking alternatives that satisfy legal requirements for medical coverage while costing less.

Aliera Healthcare is helping millions of Americans by providing several alternatives to Obamacare, including healthcare sharing ministry (HCSM) options and their innovative HealthPass Self-Insured Programs.

Note: these plans are not health insurance. HealthPass PLUS PPO and HealthPass Premium PPO are self-insured programs. They do not cover hospitalizations or surgery. read more

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