4 Savvy Tips to Help You Save on Health Insurance This Year

November 30th, 2018

It is that time of year again. Open enrollment. You must choose your coverage and enroll by January 15, the last day to enroll in Colorado. However, if you want your coverage to be effective on January 1, 2019, you must enroll by December 15, 2018. Make sure that you have evaluated your options and make the best choice for you and your family.

This can be a difficult process every year, especially during the holiday season. So, I’ve put together four tips to find the best coverage and save money at the same time. read more

2019 Open Enrollment Info Coloradans Need To Know

October 31st, 2018

As open enrollment period (OEP) is set to begin across Colorado on November 1, 2018 and lasting until January 12, 2019, some Coloradans could see an increase in rates reaching 5.6%, while some may realize slightly lower premiums. Officials have touted this rate hike as an improvement, although paying more in Colorado’s state exchange is hardly something to look forward to. read more

No Mandate to Purchase Health Insurance in Colorado

September 30th, 2018

Thanks to new tax laws scheduled to take effect on January 1, 2019, individuals will not be penalized for not purchasing a government-approved health insurance plan. While this is excellent news for millions living in America, four states are restoring the individual mandate: Vermont (in 2020), District of Columbia, Massachusetts and New Jersey. Several more states are also considering restoring this requirement. read more

House Bills to Expand HSAs

August 31st, 2018

In what many advisers call an overdue victory for America’s working class, the House Ways and Means Committee passed 11 bills to House in July that accomplish a myriad of goals. Aimed at providing Americans with an assortment of affordable health care options, each bill focuses on streamlining and increasing access to consumer-directed plans tied to standard Health Savings Accounts.

Although the Republican-led House can muster enough votes to push all 11 bills into Senate, a Democratic filibuster may stall further progression, though the expectation is that they’ll pass early next year. read more

Open Enrollment: The 2019 Health Saving Account Limits

August 2nd, 2018

Open Enrollment for 2019

Recent changes in the tax code and health care may have left you scratching your head about what it means for your tax liability and health insurance needs. Since the Affordable Care Act passed in 2011, the constant changes have left many consumers confused about what options are available to them in meeting the requirements of the law.

The annual open enrollment period for insurance (11/1/18-12/15/18) is an excellent yearly reminder for you to talk with your trusted Personal Benefits Manager (PBM) to review the best options for your health care needs and find out about changes that might affect you. read more

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