How to Qualify for a Special Enrollment Period for Health Insurance

July 26th, 2017
On June 23, Healthcare.gov began a new process called Special Pre-enrollment Verification.  Their objective is to verify if someone does qualify to change their insurance enrollment outside of the designated open enrollment time frame which starts in November. If you want to sign up for a plan or change plans outside the open enrollment period, read on to learn how this new program works. Special Enrollment Qualifying Events Many events can result in you needing to adjust you health insurance Read more [...]

June is National Safety Month

June 28th, 2017
Did you know that preventable injuries are the fourth leading cause of death in the United States? During this National Safety Month, the  National Safety Council aims to educate and influence behaviors which can result in preventable injuries and deaths at work, homes, on the road, and communities. Here at ColoHealth, I want to encourage you to become advocates for safety in your homes by making simple lifestyle changes to recognize hazards better, prevent injuries, and be prepared.  Here Read more [...]

The Vital Importance of Disability Insurance

May 26th, 2017
  In a recent study conducted by the mutual insurance holding company OneAmerica and Harris Poll, only 34% of those surveyed said that they have disability insurance. The poll questioned 2100 working Americans about three different types of insurance before producing these findings. Results revealed that of the employees who answered that they did not have disability insurance, 43% stated that it was due to that fact that their employer does not offer it. The remaining respondents Read more [...]

If Potentially Illegal Obamacare Subsidies Being Paid to Insurance Companies Stop – How This Will Affect Your Health Insurance?

May 2nd, 2017
Cost Sharing Reduction Subsidies are subsidies that lower the out-of-pocket costs for those earning less than 250% of the federal poverty level. These subsidies reduce the amount that a person will pay toward the overall deductible, coinsurance and copayments of the original plan. However, a court has previously ruled that these subsidy payments are not legal, because Congress never appropriated money to pay for them. That ruling was stayed pending an appeal by the Obama administration. So Read more [...]

How Free Market Solutions Can Help Fix Health Care

March 27th, 2017
With so many questions being asked in congress about the country’s healthcare system, it’s easy to be confused as to where to turn. In a world where many will insist that black is white, how do we tackle the big issues that surround healthcare? Allowing Us to Control Our Healthcare Spending The question on how to pay for and provide healthcare is a complicated one, and there are few easy answers. But, having been in the health insurance business for over 30 years, one thing is quite Read more [...]
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