Archive for the ‘Health Care Reform’ Category

The Best Ways to Manage Dental and Optometry Expenses

Thursday, June 28th, 2018

Our mission has always been to help people manage their risk related to medical expenses, minimize their costs, and make the process easy. It is what has led us to be the leading agency in the country specializing in HSA-qualified health insurance plans, as well as health sharing plans.

The very first step in our six-step Financial Protection Program is to make sure you know how you are going to handle medical expenses. For most of our clients, this is primarily from a health insurance or healthshare plan. read more

Wiley Long

I’ve been a long time advocate for health insurance savings. I’m always willing to help anyone figure out the best way to save money on their health insurance. I also love living in Colorado in the Fort Collins area. What a great state to live in!

What You Need to Know About Aliera’s Group Healthshare Plans

Wednesday, May 30th, 2018

With Obamacare prices continuously rising, many Americans are seeking alternatives that satisfy legal requirements for medical coverage while costing less.

Aliera Healthcare is helping millions of Americans by providing several alternatives to Obamacare, including healthcare sharing ministry (HCSM) options and their innovative HealthPass Self-Insured Programs.

Note: these plans are not health insurance. HealthPass PLUS PPO and HealthPass Premium PPO are self-insured programs. They do not cover hospitalizations or surgery. read more

Wiley Long

I’ve been a long time advocate for health insurance savings. I’m always willing to help anyone figure out the best way to save money on their health insurance. I also love living in Colorado in the Fort Collins area. What a great state to live in!

Short-term Health Plan Duration Substantially Increased

Tuesday, March 27th, 2018

Following President Trump’s 2017 Executive Order that instructed the Departments of Health and Human Services, Labor, and the Treasury to consider revisions to existing policies for short-term health insurance, a newly proposed rule promises to change the maximum coverage duration.

Currently, the maximum duration for short-term health insurance plans is for periods less than three months. The new proposal would increase the maximum duration for this temporary coverage to periods of less than 12 months, allowing more time to transition to a standard health care plan or an alternative health care solution. read more

Wiley Long

I’ve been a long time advocate for health insurance savings. I’m always willing to help anyone figure out the best way to save money on their health insurance. I also love living in Colorado in the Fort Collins area. What a great state to live in!

If Potentially Illegal Obamacare Subsidies Being Paid to Insurance Companies Stop – How This Will Affect Your Health Insurance?

Tuesday, May 2nd, 2017

Cost Sharing Reduction Subsidies are subsidies that lower the out-of-pocket costs for those earning less than 250% of the federal poverty level. These subsidies reduce the amount that a person will pay toward the overall deductible, coinsurance and copayments of the original plan.

However, a court has previously ruled that these subsidy payments are not legal, because Congress never appropriated money to pay for them. That ruling was stayed pending an appeal by the Obama administration. So the Trump administration could decide to continue the appeal and make those payments, or drop the appeal and accept the judge’s ruling. read more

Wiley Long

I’ve been a long time advocate for health insurance savings. I’m always willing to help anyone figure out the best way to save money on their health insurance. I also love living in Colorado in the Fort Collins area. What a great state to live in!

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