The Best Ways to Manage Dental and Optometry Expenses

June 28th, 2018

Our mission has always been to help people manage their risk related to medical expenses, minimize their costs, and make the process easy. It is what has led us to be the leading agency in the country specializing in HSA-qualified health insurance plans, as well as health sharing plans.

The very first step in our six-step Financial Protection Program is to make sure you know how you are going to handle medical expenses. For most of our clients, this is primarily from a health insurance or healthshare plan. read more

What You Need to Know About Aliera’s Group Healthshare Plans

May 30th, 2018

With Obamacare prices continuously rising, many Americans are seeking alternatives that satisfy legal requirements for medical coverage while costing less.

Aliera Healthcare is helping millions of Americans by providing several alternatives to Obamacare, including healthcare sharing ministry (HCSM) options and their innovative HealthPass Self-Insured Programs.

Note: these plans are not health insurance. HealthPass PLUS PPO and HealthPass Premium PPO are self-insured programs. They do not cover hospitalizations or surgery. read more

4 Reasons Why the Popularity of Healthshare Programs is Skyrocketing

April 28th, 2018

Coloradoans seeking alternatives to pricey health insurance plans now have an option to help pay for their healthcare that is rapidly gaining in membership. How can you benefit?

Healthshares: An Option Embraced By A Million and Growing

Healthshare programs are groups of people, usually attached to a church or related organization, who share healthcare expenses. Members’ monthly payments are used collectively to pay their qualifying medical expenses. Healthshare plans are a great option for those in relatively good health who want to cut costs. read more

Short-term Health Plan Duration Substantially Increased

March 27th, 2018

Following President Trump’s 2017 Executive Order that instructed the Departments of Health and Human Services, Labor, and the Treasury to consider revisions to existing policies for short-term health insurance, a newly proposed rule promises to change the maximum coverage duration.

Currently, the maximum duration for short-term health insurance plans is for periods less than three months. The new proposal would increase the maximum duration for this temporary coverage to periods of less than 12 months, allowing more time to transition to a standard health care plan or an alternative health care solution. read more

Debunking Healthshare Myths

March 6th, 2018
healthshare myth

Healthshare programs are affordable healthcare alternatives that are growing in popularity — but they aren’t health insurance and aren’t regulated in the same way. This distinction leads to frequent questions of how healthshares work and gives birth to the occasional myth or two.

Let’s pull back the curtain and debunk a few myths about healthcare cost-sharing programs.

Myth #1: Healthshares Work Like Insurance

There are often some similarities between a healthshare program and traditional health insurance, but healthshares are not insurance. Healthshares come with some additional benefits, like PPO networks and often lower monthly costs — but are also based on a community of shared beliefs. read more

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