It is every parent’s dream to be able to provide his or her child with total health coverage, especially as it’s becoming clear that dental health is essential to overall health. Starting in 2014, Obamacare is making pediatric dental coverage a mandatory component of family health plans.
It has recently been revealed that one of Obamacare’s many mandates is that each and every plan sold in 2014 include 10 essential health benefits. Essential benefits are medical services considered crucial to keeping Americans alive and healthy. Pediatric dental fell into this category, along with pediatric vision. If there are any stand-alone dental policies available on the exchange in your state, then an insurance company can offer a health policy without this benefit.
In that case, you are also supposed to purchase a stand-alone dental plan, which must cover everyone 18 years of age and under who is included on your health policy. It is reported that eventually the system may not let you submit a health application without also submitting for dental coverage for your children, though that is not currently the case.
For answers to some of your most pressing questions about pediatric dental coverage under Obamacare, and to learn more about what this means for you and your little one(s), visit http://www.washingtonpost.com/national/health-science/obamacare-and-kids-dental-vision-coverage/2013/10/14/1b0183e2-3108-11e3-8627-c5d7de0a046b_story.html. To see what all of the essential benefits are, check out http://www.colohealth.com/essential-benefits.htm.
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Category: Health Care Reform
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