Colorado Dental Health Insurance

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Low Cost Dental Programs

Though individual dental insurance plans are generally very expensive, choosing a prepaid dental plan can save you a lot of money on your dental expenses. With a dental plan you get to choose from a list of dentists that have agreed to give discounts to individuals who carry particular dental plans. Because these are considered prepaid plans and not dental insurance, you can pay for these with pre-tax dollars from your HSA.

Dental plans offer substantial discounts of 20 to 60% off of normal fees. When seeing a participating general dentist, payments are guaranteed according to the schedule of services on the plan. You are entitled to choose any participating dentist on the plan, throughout the United States. There is no dollar limit on dental services, and no restrictions because of dental problems you may already have.

We have found a couple options for quality low cost discount dental plans that we feel confident in offering to our clients - the CAREINGTON Dental Plan, and a number of plans available through DentalPlans.com.

CAREINGTON Dental Plan

At ColoHealth, we represent many companies, and search through the competition in order to find the best values possible. We then contract directly with the company, so that you go through no middle-men, and receive the lowest price offered. The most popular dental plan we offer is the CAREINGTON Dental Plan.

With over 30,000 dentists, the CAREINGTON Dental Plan has the largest network in the country. You can click the link below to look up dentists in your area, and sign up for a plan.

[Click here to look up Dentists]

Monthly Rates

Dental Plan	Individual	Individual + 1 dependent	Family	Misc
Dental and Vision	$6.95	$11.95	$15.95	Plus one time $20 processing fee
Dental, Vision, and Rx	$7.95	$12.95	$16.95	Plus one time $20 processing fee

The CAREINGTON plan also includes a Vision Program through EyeMed which offers savings on eyeglass frames and lenses, and additional savings on contact lenses, eye exams, and even LASIK surgery. For an additional $1.00 per month, you may add a CareMark Prescription card, offering savings of up to 55% on generic prescription drugs, and up to 15% on brand name drugs.

[Click here for a CAREINGTON Fee Schedule]

Example of Fees

Procedure	Your Cost	Average Fee	Your Savings
Oral Exam	$13	$43	70%
Full Mouth X-Ray	$39	$89	56%
Cleaning	$29	$77	62%
Amalgam (filling, 1 surface)	$39	$100	61%
Simple Extraction	$49	$125	61%
Root Canal (one canal)	$267	$579	54%
Porcelain Crown w/ Metal	$420	$848	50%
Complete Upper or Lower Denture	$582	$1,399	58%

DentalPlans.com

If your dental provider does not participate in the CAREington plan, ColoHealth has negotiated a special 10% discount plus 3 months free, for any of the 30 discount dental plans available through DentalPlans.com. These discount dental plans can save you 10% to 60% on most dental procedures, including checkups, cleanings, braces, and even cosmetic dentistry on select plans. The combined networks of all the plans they offer has over 100,000 participating providers, making it easy to find a dentist in your area. Select plans also offer discounts on dental specialties.

Save 10% to 60% on most dental procedures
Choose from more than 30 discount dental plans
Choose from 100,000+ participating providers in combined networks
Join today and receive 3 additional months FREE!
Discounts on dental specialties available on select plans

Click here to find a plan in your area, including plans from Aetna, Uni-Care, and many other companies. You may also call DentalPlans.com directly at (800) 219-7473 to learn more. By using coupon code HSA to join now, you will save an extra 10% on the plan of your choice, plus 3 additional months free!

IMPORTANT: Make sure to mention coupon code “HSA”, or use this link to receive your discount when enrolling.