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Low Cost Dental Programs
Though individual dental insurance
plans are generally very expensive, choosing a prepaid dental plan
can save you a lot of money on your dental expenses. With
a dental plan you get to choose from a list of dentists that have
agreed to give discounts to individuals who carry particular dental
plans. Because these are considered prepaid plans and not
dental insurance, you can pay for these with pre-tax dollars from
your HSA.
Dental plans offer substantial discounts of 20 to 60% off of normal fees.
When seeing a participating general dentist, payments are guaranteed
according to the schedule of services on the plan. You are
entitled to choose any participating dentist on the plan, throughout
the United States.
There is no dollar limit on dental
services, and no restrictions because
of dental problems you may already have.
We have found a couple options for
quality low cost discount dental plans that we feel confident in
offering to our clients - the CAREINGTON Dental Plan,
and a number of plans available through DentalPlans.com.
CAREINGTON
Dental Plan
At ColoHealth,
we represent many companies, and search through the competition
in order to find the best values possible. We then contract
directly with the company, so that you go through no middle-men,
and receive the lowest price offered. The most popular dental
plan we offer is the CAREINGTON Dental Plan.
With over 30,000 dentists, the CAREINGTON
Dental Plan has the largest network in the country. You can
click the link below to look up dentists in your area, and sign
up for a plan.
[Click
here to look up Dentists]
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Monthly
Rates
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Dental
Plan
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Individual
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Individual
+ 1 dependent
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Family
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Misc
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Dental
and Vision
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$6.95
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$11.95
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$15.95
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Plus
one time
$20 processing fee
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Dental,
Vision, and Rx
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$7.95
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$12.95
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$16.95
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Plus
one time
$20 processing fee
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The
CAREINGTON plan also includes a Vision Program through
EyeMed which offers savings on eyeglass frames and lenses, and
additional savings on contact lenses, eye exams, and even LASIK
surgery. For an additional $1.00 per month, you may add a
CareMark Prescription card, offering savings of up to 55%
on generic prescription drugs, and up to 15% on brand name drugs.
[Click
here for a CAREINGTON Fee Schedule]
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Example
of Fees
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Procedure
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Your
Cost
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Average
Fee
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Your
Savings
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Oral
Exam
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$13
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$43
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70%
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Full
Mouth X-Ray
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$39
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$89
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56%
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Cleaning
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$29
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$77
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62%
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Amalgam
(filling, 1 surface)
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$39
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$100
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61%
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Simple
Extraction
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$49
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$125
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61%
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Root
Canal (one canal)
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$267
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$579
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54%
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Porcelain
Crown w/ Metal
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$420
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$848
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50%
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Complete
Upper or Lower Denture
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$582
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$1,399
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58%
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DentalPlans.com
If your dental provider does not
participate in the CAREington plan, ColoHealth
has negotiated a special 10% discount plus 3 months free, for
any of the 30 discount dental plans available through DentalPlans.com. These discount dental plans can save
you 10% to 60% on most dental procedures, including checkups, cleanings,
braces, and even cosmetic dentistry on select plans. The combined
networks of all the plans they offer has over 100,000 participating
providers, making it easy to find a dentist in your area.
Select plans also offer discounts on dental specialties.
- Save 10% to 60% on most
dental procedures
- Choose from more than 30
discount dental plans
- Choose from 100,000+ participating
providers in combined networks
- Join today and receive 3
additional months FREE!
- Discounts on dental specialties
available on select plans
Click here to find a plan in your area,
including plans from Aetna, Uni-Care,
and many other companies. You may also call DentalPlans.com directly at (800)
219-7473 to learn more. By using coupon code HSA to join now, you
will save an extra 10% on the plan of your choice, plus 3 additional
months free!
IMPORTANT:
Make sure to mention coupon code “HSA”, or use this link to receive your discount
when enrolling.
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