Frequently Asked Questions

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In General

-	What is the best health plan for me?
-	Why does ColoHealth offer so many different plans?
-	How do I compare plans?
-	What types of plans are available to me ?
-	How does ColoHealth get paid ?
-	Would I be better off purchasing directly from the insurance company ?
-	Can I cancel any time?
-	Where are CIGNA, Aetna, or other companies I am familiar with ?
-	What is a PPO?
-	What is an HSA?
-	What is COBRA?

Temporary Short Term

-	When does short term health insurance coverage begin?
-	Can I change my deductible?
-	What is the definition of a pre-existing condition?
-	Will routine check-ups be covered?
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Health Savings Accounts

The complete list of HSA questions and answers

Students

-	When does my coverage begin?
-	How many times can the plan be renewed?
-	When will I receive confirmation or acceptance of the application?
-	If I graduate or drop out of school, will I lose coverage?
-	Will coverage be in jeopardy if I drop a class?
-	Who is considered an eligible student?
-	I am a foreign exchange student. Am I eligible for student health insurance?
-	Can I add my family members (spouse and dependents) to my policy?
-	When can I apply for a policy? I would like to apply now but won't be a student for another month?
-	Are prescription drugs covered?

Dental

-	Who can I include as a dependent on my dental plan?
-	What if I want to add dependents to the dental coverage later?
-	How many times per year can I have my teeth cleaned?
-	When will I be able to use the plan once I sign up?
-	When will I get a card?

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How to Choose a Plan