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The
HumanaOne Autograph health plans offer a selection
of cost sharing features, plan deductibles, and optional benefits,
so it can be customized to your needs, allowing you to choose
the level of protection you want at a cost that fits your
budget.
Please
view the Autograph Plan Brochures to see detailed information
including Plan Provisions, Limits & Exclusions, and State
Variations:
Share
80 Plus Rx/Copay
- Share
70 Plus Rx 
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Plans
at a Glance:
There
are two HumanaOne Autograph non-HSA plans: the Autograph
Share 80 Plus Rx/Copay and the Autograph Share 70
Plus Rx. The main distinctions between the two
plans are the lifetime maximum ($5 mil/$2 mil), the coinsurance
(80%/70%), and the office visit copay ($35/none).
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|
|
Plan
pays for services at
PARTICIPATING providers
|
Plan
pays for services at
NON-PARTICIPATING providers
|
| Annual
Deductible |
| · |
Annual
amount (does not apply to maximum out-of-pocket
expense) |
|
|
|
Maximum
Out-of-Pocket Expense
(after deductible) |
| · |
Individual
(must be satisfied by each covered person) |
|
|
Individual
$2,000
|
Family
$4,000
|
|
|
Individual
$8,000
|
Family
$16,000
|
|
Preventive
Care |
| · |
Well-child
care (including immunizations) (birth to age 13) |
| · |
Routine
annual PSA and digital rectal exam |
| · |
Routine
annual Mammograms |
| · |
Routine
Annual physical exam (age 13 and older) |
| · |
Routine
immunizations
(age 13 to 18) |
| · |
Routine
lab, pathology and X-ray |
|
|
|
Physician Services |
| · |
Office
visits: Primary care |
| · |
Office
Visits: Specialty care
(limited to 6 combined Primary and Specialty care
visits/calendar year)
(includes allergy injections) |
| · |
Diagnostic
lab, X-ray and allergy testing |
| · |
Outpatient
services (includes surgery) |
|
|
$35
copayment for 6 visits, then you pay 20%
coinsurance after deductible |
|
$50
copayment for 6 visits, then you pay 20%
coinsurance after deductible |
|
First
$200/yr covered 100%, then you pay 20%
coinsurance after deductible |
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You
pay 20% coinsurance after deductible |
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You
pay 40% coinsurance after deductible |
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You
pay 40% coinsurance after deductible |
|
You
pay 40% coinsurance after deductible |
|
You
pay 40% coinsurance after deductible |
|
Hospital
Services |
| · |
Outpatient
surgery - facility |
| · |
Emergency
room (includes physician visits) |
|
|
You
pay 20% coinsurance after deductible |
|
You
pay 20% coinsurance after $75 copayment per
visit and deductible (copayment waived if admitted) |
|
|
You
pay 40% coinsurance after deductible |
|
You
pay 40% coinsurance after $75 copayment per
visit and deductible (copayment waived if admitted) |
|
Prescription Drugs |
| · |
Prescription
drug deductible (Covered prescription drugs are
assigned to one of four different levels with corresponding
copayment amounts.) |
| · |
Benefit
for each prescription or refill (up to 30-day supply) |
| - |
Level
One - lowest copayment for lowest cost generic
and brand-name drugs |
| - |
Level
Two - higher copayment for higher cost generic
and brand-name drugs |
| - |
Level
Three - higher copayment than Level Two for
higher cost, mostly brand-name drugs that may have
generic or therapeutic equivalents in Levels One
or Two |
| - |
Level
Four - highest copayment for high-technology
drugs (certain brand-name drugs, biotechnology drugs
and self-administered injectable medications |
| · |
Mail
Order (90 day supply) |
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$1,000
prescription drug deductible per individual |
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$15
co-pay, not subject to prescription deductible |
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$35
co-pay after prescription drug deductible |
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$55
co-pay after prescription drug deductible |
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25%
co-pay up to $2,500 out of pocket maximum per year |
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100%
covered after three times the retail copayment |
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$1,000
prescription drug deductible per individual |
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$15
co-pay, not subject to prescription deductible |
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$35
co-pay after prescription drug deductible |
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$55
co-pay after prescription drug deductible |
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25%
co-pay up to $2,500 out of pocket maximum per year |
|
70%
covered after three times the retail copayment |
|
Other Medical Services |
| · |
Skilled
nursing facility (up to 30 days per calendar year) |
| · |
Home
health care (up to 60 days per calendar year) |
| · |
Durable
medical equipment |
| · |
Complications
of pregnancy and sick baby services |
| · |
Transplant
services (organ) ** |
|
|
You
pay 20% coinsurance after deductible |
** when services are performed at a National Transplant
Network provider
|
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You
pay 40% coinsurance after deductible |
** subject to out of pocket maximum of $35,000 per covered
transplant per year
|
| Mental
Health (mental disorders,
alcohol and chemical dependence) |
|
Inpatient
and Outpatient care (Combined $2,500 per calendar
year maximum. Outpatient care not to exceed
$500 of the $2,500 calendar year maximum.) |
|
You
pay 50% coinsurance
after
deductible
|
You
pay 50% coinsurance
after
deductible
|
Optional
Benefits |
| · |
Lifetime
Maximum Benefit |
| · |
$500
Supplemental Accident Benefit |
| · |
$1000
Supplemental Accident Benefit |
| · |
$500
Prescription Drug Benefit |
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$8
million per covered person |
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First
$500 per accident covered at 100%, then base plan
benefits apply |
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First
$1000 per accident covered at 100%, then base plan
benefits apply |
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Under
this option, $500 deductible is required to be met
before plan benefits are payable |
|
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$8
million per covered person |
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First
$500 per accident covered at 100%, then base plan
benefits apply |
|
First
$1000 per accident covered at 100%, then base plan
benefits apply |
|
Under
this option, $500 deductible is required to be met
before plan benefits are payable |
|
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Lifetime
Maximum
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$5,000,000
|
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|
Plan
pays for services at
PARTICIPATING providers
|
Plan
pays for services at
NON-PARTICIPATING providers
|
| Annual
Deductible |
| · |
Annual
amount (does not apply to maximum out-of-pocket
expense) |
|
|
|
Maximum
Out-of-Pocket Expense
(after deductible) |
| · |
Individual
(must be satisfied by each covered person) |
|
|
Individual
$3,000
|
Family
$10,000
|
|
|
Individual
$6,000
|
Family
$20,000
|
|
Preventive
Care |
| · |
Well-child
care (including immunizations) (birth to age 13) |
| · |
Routine
annual PSA and digital rectal exam |
| · |
Routine
annual Mammograms |
| · |
Routine
Annual physical exam (age 13 and older) |
| · |
Routine
immunizations
(age 13 to 18) |
| · |
Routine
lab, pathology and X-ray |
|
|
|
Physician Services |
| · |
Office
visits: Primary care |
| · |
Office
Visits: Specialty care
(limited to 6 combined Primary and Specialty care
visits/calendar year)
(includes allergy injections) |
| · |
Diagnostic
lab, X-ray and allergy testing |
| · |
Outpatient
services (includes surgery) |
|
|
$35
copayment for 6 visits, then you pay 30%
coinsurance after deductible |
|
$50
copayment for 6 visits, then you pay 30%
coinsurance after deductible |
|
First
$200/yr covered 100%, then you pay 30%
coinsurance after deductible |
|
You
pay 30% coinsurance after deductible |
|
|
You
pay 50% coinsurance after deductible |
|
You
pay 50% coinsurance after deductible |
|
You
pay 50% coinsurance after deductible |
|
You
pay 50% coinsurance after deductible |
|
Hospital
Services |
| · |
Outpatient
surgery - facility |
| · |
Emergency
room (includes physician visits) |
|
|
You
pay 30% coinsurance after deductible |
|
You
pay 30% coinsurance after $125 copayment
per visit and deductible (copayment waived if admitted) |
|
|
You
pay 50% coinsurance after deductible |
|
You
pay 50% coinsurance after $125 copayment
per visit and deductible (copayment waived if admitted) |
|
Prescription Drugs |
| · |
Prescription
drug deductible (Covered prescription drugs are
assigned to one of four different levels with corresponding
copayment amounts.) |
| · |
Benefit
for each prescription or refill (up to 30-day supply) |
| - |
Level
One - lowest copayment for lowest cost generic
and brand-name drugs |
| - |
Level
Two - higher copayment for higher cost generic
and brand-name drugs |
| - |
Level
Three - higher copayment than Level Two for
higher cost, mostly brand-name drugs that may have
generic or therapeutic equivalents in Levels One
or Two |
| - |
Level
Four - highest copayment for high-technology
drugs (certain brand-name drugs, biotechnology drugs
and self-administered injectable medications |
| · |
Mail
Order (90 day supply) |
|
|
$1,000
prescription drug deductible per individual |
|
$15
co-pay, not subject to prescription deductible |
|
$35
co-pay after prescription drug deductible |
|
$55
co-pay after prescription drug deductible |
|
25%
co-pay up to $2,500 out of pocket maximum per year |
|
100%
covered after three times the retail copayment |
|
|
$1,000
prescription drug deductible per individual |
|
$15
co-pay, not subject to prescription deductible |
|
$35
co-pay after prescription drug deductible |
|
$55
co-pay after prescription drug deductible |
|
25%
co-pay up to $2,500 out of pocket maximum per year |
|
70%
covered after three times the retail copayment |
|
Other Medical Services |
| · |
Skilled
nursing facility (up to 30 days per calendar year) |
| · |
Home
health care (up to 60 days per calendar year) |
| · |
Durable
medical equipment |
| · |
Complications
of pregnancy and sick baby services |
| · |
Transplant
services (organ) ** |
|
|
You
pay 30% coinsurance after deductible |
** when services are performed at a National Transplant
Network provider
|
|
You
pay 50% coinsurance after deductible |
** subject to out of pocket maximum of $35,000 per covered
transplant per year
|
| Mental
Health (mental disorders,
alcohol and chemical dependence) |
|
Inpatient
and Outpatient care (Combined $2,500 per calendar
year maximum. Outpatient care not to exceed
$500 of the $2,500 calendar year maximum.) |
|
You
pay 50% coinsurance
after
deductible
|
You
pay 50% coinsurance
after
deductible
|
Optional
Benefits |
| · |
Lifetime
Maximum Benefit |
| · |
$500
Supplemental Accident Benefit |
| · |
$1000
Supplemental Accident Benefit |
| · |
$500
Prescription Drug Benefit |
|
|
$8
million per covered person |
|
First
$500 per accident covered at 100%, then base plan
benefits apply |
|
First
$1000 per accident covered at 100%, then base plan
benefits apply |
|
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