Accident and Critical Illness Coverage

Low-Cost Accident and Critical Illness Coverage

HSA plans are the most economical way for most people to insure their health.  The premiums are much lower than conventional plans, and all medical expenses essentially become tax deductible.  However, for some people an HSA plan is simply not in their budget.  If that is your situation, we recommend that you at least get coverage for accidents and critical illness.

These plans have a $100 deductible, then cover 100% up to $5000 or $10000 for any accident.  They also pay up to $5000 or $10,000 if you suffer from cancer, a heart attack, stroke, major organ transplant, or rental failure.  These benefits are guaranteed issue regardless of any pre-existing health conditions.

Though these plans are in no way equivalent to a normal health insurance policy with a lifetime limit of $2 million or more, they are much better than having nothing at all, and the premiums are very affordable.

The $5,000 Accident + Critical Illness Program offers the following benefits:

• $5,000 Accident coverage ($100 deductible)
  
  
• $10,000 Accidental Death and Dismemberment
  
  
• Free 24 hour Nurse-On-Call service
  
  
• Prescription Savings Card
  
  
• $5,000 Critical Illness coverage
  
  
• $10,000 AD&D additional coverage

Rate Information

$5,000 Accident + CI Plan Individual Family $42.90/month $69.90/month Plus one-time application fee

Online applications are 100% secure using SSL certified 128-bit encryption.  Applications must be received no later than the 24th of the month in order to get an effective date by the 1st of the following month.

The $7,500 Accident + Critical Illness Program offers the following benefits:

• $7,500 Accident coverage ($100 deductible)
  
  
• $25,000 Accidental Death and Dismemberment
  
  
• Free 24 hour Nurse-On-Call
  
  
• Prescription Savings Card
  
  
• WorldDoc
  
  
• Emergency Travel/Air Ambulance
  
  
• Legal Assistance
  
  
• Vision
  
  
• $75,000 Critical Illness coverage

Rate Information

$10,000 Accident + CI Plan Individual Family $59.90/month $109.90/month Plus one-time application fee

Online applications are 100% secure using SSL certified 128-bit encryption.  Applications must be received no later than the 24th of the month in order to get an effective date by the 1st of the following month.

NOT Available in Maine, Oregon, Washington