When
does short term health insurance coverage begin?
The earliest
your coverage can begin, if you choose to download an application,
is the day following the U.S. Postal Service postmark on the
envelope in which you mail the application. (Your application
must be completed in full, meet the requirements for acceptance,
and be received with payment). If another company offers lower
rates and you choose to go with them, it will take a few days
longer to get your temporary coverage issued.
Can
I change my deductible?
No, deductible
changes cannot be made after short term insurance is issued.
What
is the definition of a pre-existing condition?
A
pre-existing condition is defined as an illness or injury
for which the covered person received medical treatment or
advice from a physician within the 5 year period immediately
preceding the covered person's effective date; or that produced
signs or symptoms within the 5 year period immediately preceding
the covered person's effective date. Pre-existing conditions
are not covered.
Will
routine check-ups be covered?
No, temporary
health policies are designed to protect you in the even of
an illness or injury and are not meant to cover routine exams
and preventive care. For this kind of coverage, ask us about
permanent individual
health insurance.
Feel
free to Contact Us
if you have any further questions
