Financial Planning and Insurance Services
Offered by ColoHealth

At ColoHealth, we believe in taking it is critical to take a clear look at the financial risks you face, so you can make smart decisions about how to manage that risk.

Most of our clients come to us looking for health insurance or a health sharing program. But we also offer a wide range of financial services to help you minimize your medical costs, protect yourself from long-term care expenses, plan for your retirement, and optimize your Medicare coverage.

Term Life Insurance

Term life is very affordable and provides great value. It’s simple to buy as well – you only have to pick the dollar amount of protection you want, and the term of your policy. Once you sign up you’ll have stable premiums for the life of the policy. Rates are better than ever, too! Click here for an instant quote and see how affordable term life is.

Long-Term Care Insurance

Why is it important to have long term care insurance? Because more than ⅓ of people 65 and older can expect to spend some amount of time in a facility designed to provide long-term care. These facilities can be extremely expensive, and because of this you need to have insurance coverage to help pay. These policies pay whether you’re in a facility or if you have someone come in to your house to provide care.

Visit our Long-Term Care page for a quote on coverage, and to be connected with a long-term care sales expert.

Accident Plans

Because the deductibles associated with some many health insurance plans today are rising in an effort to control costs, we recommend that our clients purchase an accident plan as well. Accident plans have a very low deductible, often as little as $100. After the deductible they pay for the costs associated with an accident up to a certain limit. If you’re mostly healthy you’re probably more likely to incur medical costs associated with an accident, and having an accident plan provides coverage when you’d likely still be satisfying the deductible with your regular health insurance plan. These plans are inexpensive, starting as low as $22 per month. Read more and get a quote on Accident plans in Colorado.

Self-funded Pension Plans

Self-funded pension plans aren’t like traditional insurance policies. They are one of the most flexible retirement savings tools out there. Self-funded pension plans offer you a savings instrument that’s tax deferred, or a plan that provides a monthly payment to use for expenses incurred when you’re retired. There’s a lot to know about self-funded pension plans, but we make it simple. Click here to learn more about they types of self-funded pension plans, how they work, and how to get signed up.

Retirement Income Planning

ColoHealth clients have special access to Kevin Conroy, a Certified Financial Planner on our team with over 30 years experience helping people maximize retirement income and stability, while minimizing taxes and risk.

Health Insurance Instant Quote

HEALTH INSURANCE INFORMATION

  • Plans approved and authorized under the Affordable Care Act
  • Covers Pre-Existing conditions
  • Low cost subsidized plans available to those earning
    < 400% of the federal poverty level
  • Unlimited lifetime benefits
  • Available during open enrollment (November 1 – January 15), or if you qualify for a Special Enrollment Period

Learn More About Colorado Health Insurance Plans

Healthshare Instant Quote

HEALTH COST-SHARING INFORMATION

  • Not health insurance, but a way for like-minded individuals to share medical expenses
  • Waiting periods on pre-existing conditions
  • May exclude sharing for certain conditions or activities
  • Enroll any time
  • Much lower monthly cost than unsubsidized health insurance

Learn More About Colorado Healthshares Programs