Affordable Accident Insurance Can Save You Thousands

accident planWe rarely get sick (knock on wood!), but it seems like we end up in the emergency room at least once a year. When I say “we”, I’m usually talking about my son. Nothing too serious, but I do recall a fall off the bike, a burned finger, and some stitches over the past few years. As you probably know, just walking into the emergency room and signing your name racks up a big charge, before you even see a doctor. But thanks to our Accident plan, my wife Christie and I have never paid more than $100.

We humans are far from foolproof, especially when it comes to accidents. Even if you have major medical coverage, accidents can wreak havoc on more than your physical well-being; they can be injurious to your wallet as well. The cost of an accident, whether minor or major, can cost thousands before you meet your deductible. What if you didn’t have to pay that yourself?

Adding a low-cost accident plan is a really smart thing to do. It can cover the out-of-pocket expenses associated with hospital and doctor visits, follow-ups, tests and rehab if needed. Accident plan deductibles can cost just $100 while covering the enormous cost of surgery, X-rays, MRIs and other tests.

Supplemental accident plans are very affordable. You choose the benefit amount you want.  Most of our clients – especially those who are more active or have children – supplement their existing medical plan with accident coverage.

Colorado Adventurers Know About Safety

Living in Colorado is an adventure. My wife, Christie, and I encourage our own son to enjoy the great outdoors in the Rocky Mountains. Whether you ski, climb or just drive in our state’s unpredictable weather, Coloradans are known for their hearty safety preparedness.  Having a low-cost plan in place to be ready for any kind of accident is just one more way to protect yourself from the unexpected. (Even if it’s a slippery parking lot!)

No Insurance? Accident Plans are a Good Safeguard

If your major medical insurance has lapsed and you’re between open enrollment periods for Obamacare, or if you don’t qualify for a special enrollment period, an accident plan can put your mind (and budget) at ease in the meantime. You can also complement your accident plan with a short-term medical plan between enrollment periods for 6 months in Colorado.

Take it Easy with Online Applications

Choose the benefit coverage you want (from $2500 to $10,000) as an individual or family. Use our secure online application is fast and secure or you can choose to complete a paper application and mail it to us. Get all the information you need at


Accident Trivia: Ice and Snow can be slick, but did you know that no one has ever slipped on a banana peel?

  Date posted: Wednesday, April 23rd, 2014
Category: Health Insurance, Lower Medical Costs

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