Archive for the ‘Health Care’ Category

4 Reasons Why the Popularity of Healthshare Programs is Skyrocketing

Saturday, April 28th, 2018

Coloradoans seeking alternatives to pricey health insurance plans now have an option to help pay for their healthcare that is rapidly gaining in membership. How can you benefit?

Healthshares: An Option Embraced By A Million and Growing

Healthshare programs are groups of people, usually attached to a church or related organization, who share healthcare expenses. Members’ monthly payments are used collectively to pay their qualifying medical expenses. Healthshare plans are a great option for those in relatively good health who want to cut costs. read more

How Free Market Solutions Can Help Fix Health Care

Monday, March 27th, 2017

With so many questions being asked in congress about the country’s healthcare system, it’s easy to be confused as to where to turn. In a world where many will insist that black is white, how do we tackle the big issues that surround healthcare?

Allowing Us to Control Our Healthcare Spending

The question on how to pay for and provide healthcare is a complicated one, and there are few easy answers. But, having been in the health insurance business for over 30 years, one thing is quite apparent – as government control has increased, prices have also increased and availability has dramatically declined. read more

Why We Offer Faith-Based Plans

Monday, November 21st, 2016

Ever since the inappropriately named “Affordable Care Act” (now primarily known as Obamacare) became effective in 2014, individual and family health insurance rates have been skyrocketing. People who purchase these plans are typically small business owners, self-employed individuals, or the remaining family members not covered by the primary breadwinner’s company coverage.

Families that just a few years ago might have been paying $400-$500 a month for good coverage with perhaps a $1000 deductible are now commonly paying $1200 – $1500 a month or more. Just two weeks ago we were helping some clients – a couple in their 60’s – who found their least expensive option to be $2487 a month! read more

Open Enrollment Starts November 1!

Tuesday, October 20th, 2015

The Affordable Care Act (ACA), or Obamacare as it’s commonly known, brought many changes to the way Americans buy their health insurance. The greatest change is that for most of the year, Americans actually can’t buy health insurance. They have to wait until the Open Enrollment Period (OEP), which starts November 1 and ends January 31.

If you’re a person  who doesn’t currently have coverage, then you definitely need to use this time to see what’s out there. The federal government is raising the penalty for not having health insurance in 2016. If you don’t get coverage during OEP, you won’t have another chance until the 2016 OEP, and if you go more than 3 months without having health insurance, you’ll pay a penalty – either 2.5% of your household income, or $695/adult and $347.50 per child in your household, whichever is higher. read more

Three Strategies to Help You Avoid Underinsurance

Wednesday, September 23rd, 2015

As the old saying goes, do you want the good news or the bad news first?

A recent survey of Coloradans showed that the number of those who are without health insurance dropped by half since the Affordable Care Act (ACA) went into effect. The percentage dropped from 14.3 in 2013 to 6.7 percent in 2015.

The number of those enrolled in Medicaid – the federal government’s health plan for the indigent -have increased as well. Colorado is one of the first states to release post-ACA figures regarding the number of insured. These numbers would essentially confirm a “win” for the ACA with respect to one of its main goals: getting more people insured. read more

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