Posts Tagged ‘colohealth’

Debunking Healthshare Myths

Tuesday, March 6th, 2018
healthshare myth

Healthshare programs are affordable healthcare alternatives that are growing in popularity — but they aren’t health insurance and aren’t regulated in the same way. This distinction leads to frequent questions of how healthshares work and gives birth to the occasional myth or two.

Let’s pull back the curtain and debunk a few myths about healthcare cost-sharing programs.

Myth #1: Healthshares Work Like Insurance

There are often some similarities between a healthshare program and traditional health insurance, but healthshares are not insurance. Healthshares come with some additional benefits, like PPO networks and often lower monthly costs — but are also based on a community of shared beliefs. read more

Outside Open Enrollment Alternative Coverage Options

Monday, February 5th, 2018
alternative coverage options

Under the Affordable Care Act, the law requires all Americans to have healthcare coverage. If you fail to enroll in a health insurance plan during the open enrollment period, your family can be fined up to 2.5 percent of your annual income, which sounds a little scary.

However, if you missed purchasing a health insurance plan during open enrollment, you can rest assured that there are alternative coverage options available to you outside of the open enrollment period. read more

How to Qualify for a Special Enrollment Period for Health Insurance

Wednesday, July 26th, 2017

On June 23, Healthcare.gov began a new process called Special Pre-enrollment Verification.  Their objective is to verify if someone does qualify to change their insurance enrollment outside of the designated open enrollment time frame which starts in November.

If you want to sign up for a plan or change plans outside the open enrollment period, read on to learn how this new program works.

Special Enrollment Qualifying Events

Many events can result in you needing to adjust your health insurance enrollment outside the normal enrollment period. Phase 1 of pre-enrollment verification started for two SEP types in June. These are: read more

June is National Safety Month

Wednesday, June 28th, 2017

Did you know that preventable injuries are the fourth leading cause of death in the United States? During this National Safety Month, the  National Safety Council aims to educate and influence behaviors which can result in preventable injuries and deaths at work, homes, on the road, and communities.

Here at ColoHealth, I want to encourage you to become advocates for safety in your homes by making simple lifestyle changes to recognize hazards better, prevent injuries, and be prepared.  Here are some tips to make a safe decision for you. read more

The Vital Importance of Disability Insurance

Friday, May 26th, 2017

In a recent study conducted by the mutual insurance holding company OneAmerica and Harris Poll, only 34% of those surveyed said that they have disability insurance. The poll questioned 2100 working Americans about three different types of insurance before producing these findings.

Results revealed that of the employees who answered that they did not have disability insurance, 43% stated that it was due to that fact that their employer does not offer it. The remaining respondents replied that either they could not afford disability coverage (14%), they felt other expenses were higher priority (12%), they saw no value in such insurance (12%), or they didn’t need it because they were healthy (14%). read more

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