Posts Tagged ‘open enrollment period’

Why You Should Consider Switching to a Healthshare Plan This Open Enrollment

Thursday, December 27th, 2018


In Colorado, unlike in most states, you still have until January 15 to decide on the best health care coverage for you, so there’s still time, but you shouldn’t put it off. Here are some reasons why you should consider switching to a health care sharing plan.

1. With traditional insurance, you must sign up within a very tight window.

There’s a month and a half period where consumers can purchase insurance. To sign up or change outside of open enrollment, you must qualify for a special enrollment period—such as getting a new job, getting married, etc. If you simply forgot to sign up or discover you don’t like your plan after all, then you have to wait a whole year. read more

Changes to Individual Insurance Under a Trump Presidency

Wednesday, December 28th, 2016

Last month’s presidential election did not turn out as many people expected. Many people have been speculating as to how President-elect Trump will handle many troubled areas of policy.

And let’s face it: in a campaign such as we had, that was fraught with name-calling, we didn’t always get to hear a lot of important specifics about either candidate’s plans. But I’ve been thinking for the last several years about how we can make things better for everyone – heck, I’ve been selling health insurance for nearly 25 years now, and I’ve always thought there were ways it could be better, even before the Affordable Care Act (Obamacare). read more

Why We Offer Faith-Based Plans

Monday, November 21st, 2016

Ever since the inappropriately named “Affordable Care Act” (now primarily known as Obamacare) became effective in 2014, individual and family health insurance rates have been skyrocketing. People who purchase these plans are typically small business owners, self-employed individuals, or the remaining family members not covered by the primary breadwinner’s company coverage.

Families that just a few years ago might have been paying $400-$500 a month for good coverage with perhaps a $1000 deductible are now commonly paying $1200 – $1500 a month or more. Just two weeks ago we were helping some clients – a couple in their 60’s – who found their least expensive option to be $2487 a month! read more

Is There an Affordable Alternative to ACA Plans?

Thursday, October 27th, 2016
Affordable Alternative to ACA Plans

Actually, no. There are TWO affordable alternatives!

In a couple of weeks, the Open Enrollment Period (OEP) for health insurance will begin. Coloradoans are bracing themselves for what is shaping up to be a tale of two tragedies: 50-60% increases in monthly premium costs and the mass exodus of enough individual insurance companies to leave some areas with only one carrier from which to chose.

If your premiums are going up and you’re left with essentially nothing in the way of choices, it’s enough to make you panic. We all know by now that everyone has to have a health insurance plan that conforms to the design mandates of the Affordable Care Act (ACA) or pay a penalty come tax time, right? read more

3 Easy Tips To Get Ready For The Open Enrollment Period

Friday, September 16th, 2016

Remember when you’d sign up for a health insurance plan, and you’d keep it for a few years (or more), until you got a rate increase and decided to look around for something else?

Like everyone’s favorite dinosaur, Tyrannosaurus rex, that way of doing things is extinct. With every new Open Enrollment Period (that’s the three month period of time every year that you’re allowed to buy health insurance), the Colorado health insurance market gets skinnier and skinnier, in terms of the number of options for Colorado consumers. read more

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