Posts Tagged ‘open enrollment’

How to Qualify for a Special Enrollment Period for Health Insurance

Wednesday, July 26th, 2017

On June 23, Healthcare.gov began a new process called Special Pre-enrollment Verification.  Their objective is to verify if someone does qualify to change their insurance enrollment outside of the designated open enrollment time frame which starts in November.

If you want to sign up for a plan or change plans outside the open enrollment period, read on to learn how this new program works.

Special Enrollment Qualifying Events

Many events can result in you needing to adjust your health insurance enrollment outside the normal enrollment period. Phase 1 of pre-enrollment verification started for two SEP types in June. These are: read more

Open Enrollment Starts November 1!

Tuesday, October 20th, 2015

The Affordable Care Act (ACA), or Obamacare as it’s commonly known, brought many changes to the way Americans buy their health insurance. The greatest change is that for most of the year, Americans actually can’t buy health insurance. They have to wait until the Open Enrollment Period (OEP), which starts November 1 and ends January 31.

If you’re a person  who doesn’t currently have coverage, then you definitely need to use this time to see what’s out there. The federal government is raising the penalty for not having health insurance in 2016. If you don’t get coverage during OEP, you won’t have another chance until the 2016 OEP, and if you go more than 3 months without having health insurance, you’ll pay a penalty – either 2.5% of your household income, or $695/adult and $347.50 per child in your household, whichever is higher. read more

Vital Deadlines During the Open Enrollment Period

Wednesday, October 9th, 2013
open enrollment

Now that the Connect for Health Colorado exchange has opened, you are probably feeling overwhelmed by all of the media attention being placed on this long-awaited event. Thus, you’ve probably heard ad nauseam that there are some important deadlines you need to pay attention to in order to avoid paying a penalty for not enrolling in an accredited health insurance plan.

As a fellow Coloradan and as a health insurance professional, I would like to let you know that even though the open enrollment period has begun, you do not need to rush a decision regarding your health insurance. Yes, there are vital deadlines that you need to pay attention to. And yes, if you are uninsured in 2014, you will be charged a penalty by the IRS. read more

ColoHealth Prepares for Last 2013 Open Enrollment for Child-only Health Plans

Friday, June 28th, 2013

ColoHealth is ready to assist parents and other legal guardians seeking health insurance coverage for uninsured children throughout July.  Until 2014, this is the last open enrollment when such applications are guaranteed to be accepted.  Any insurance company selling individual health insurance policies in Colorado must provide policies that cover only children twice a year – in January and July.  During those two months, applications can only be denied to children who have access to other creditable coverage, such as group coverage through an adult’s employment. read more

Low-cost Health Care Opportunities for Summer

Monday, June 10th, 2013

Summer is actually a good time to take care of preventive health care and to protect Colorado children with health insurance. Look for free and/or low-cost services Women’s Health Week (the week before Mother’s Day) and Men’s Health Week (the week before Father’s Day). Then in July, Colorado has open enrollment for child-only health insurance coverage. That’s the best time to get coverage for kids who need a policy separate from their parents. read more

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