Message from Wiley Long
President - ColoHealth
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WorldCARE™ Advantage Series


Product Comparison

Brief Description
Key Features

For Those
Who Want

HD Advantage
(with Comprehensive 
Benefit Option)

Increasingly popular plan which together with a Health Savings Account (HSA) pays for medical care on a tax-free basis.

  • 12 individual and 12 family plan choices. 99% range from lowest to highest.
  • In-hospital only coverage for physician and Rx (option to add outpatient benefits along with an optional $150, first-dollar wellness benefit)
  • Choice of PPO or Traditional plan

Tax savings of HSA-eligible coverage, the simplicity of one deductible for the entire family, and the flexibility to increase coverage for additional premium.


Value Advantage

Value-priced plan providing coverage for catastrophic loss with increased levels of cost-sharing.


  • 12 deductible/coinsurance choices. 148% range from lowest to highest.
  • Access fees
  • PPO plans only
  • Optional physician and Rx copay

Lower-priced plan that provides coverage only for more costly, catastrophic medical expense.


Short-Term Medical

Temporary coverage for new graduates, temporary employees, persons between jobs, new employee awaiting group coverage.

  • 1-6 month benefit periods
  • $250 - $1,000 deductible
  • Pre-existing not covered

Coverage for up to six months or until you become eligible for other coverage.